Postdated checks can usually be cashed or deposited at any time unless the person who wrote the check specifically told their bank not to honor the check until a certain date. Rather than writing a postdated check, it may be better to use online payment services or coordinate with your biller to move back the due date.

How early can you deposit a dated check?

Can a bank or credit union cash a post-dated check before the date on the check? Yes. Banks and credit unions generally dont have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.

Are stimulus checks post dated?

Like a post-dated check, the money will not be legally released until the settlement date on the electronic transfer of funds, explained the Nacha post. March 17 is the date the IRS chose.

Why are direct deposit stimulus checks delayed?

Though the Internal Revenue Service (IRS) began issuing the third stimulus payments in mid-March, deposits for an estimated 30 million people who receive Social Security, Supplemental Security Income and Railroad Retirement benefits have been delayed because the Social Security Administration (SSA) lagged in sending

What if I deposit a postdated check?

So, yes, you can deposit a post-dated check before the date shown, but it isnt advised. Be prepared for the possibility that the check funds wont be available. Not only do you not want to incur an insufficient funds fee, you dont want to go through the trouble of obtaining a reissued check.